Finding Your Perfect Fit: Credit Cards for Crossdressers!
For many crossdressers, having a credit card with a name that reflects their identity can be a step towards greater confidence and self-expression. Unfortunately, traditional credit card applications require your legal name. But fear not, there are still options!
Action Items:
Explore Authorized User Options: Talk to a trusted friend or family member who already has a credit card. See if they’d be open to adding you as an authorized user. Remember, being an authorized user means their credit history will be impacted by your activity on the card.- Research True Name Programs: Head to Mastercard’s website (https://www.mastercard.com/news/perspectives/2022/true-name-feature-for-transgender-community/) to learn more about their True Name initiative. Then, contact your bank or credit union and ask if they offer a similar program for transgender and non-binary individuals.
- Consider Legal Name Change (Optional): Research the legal name change process in your area. This can be a personal decision with legal implications, so weigh the pros and cons before proceeding.
Finding the Right Card:
While finding a credit card with your chosen name might require some extra steps, it’s definitely achievable! Here’s what to do:
- Explore “True Name” programs: As mentioned above, research programs offered by Mastercard and your bank/credit union.
- Consider authorized user options: Talk to a trusted friend or family member.
- Plan for a future legal name change (Optional): If you decide to go this route, research the process in your area.
Remember, the most important thing is to find a credit card that fits your financial needs and goals.
Additional Tips:
- Even with a chosen name on your card, some merchants might still require ID verification that shows your legal name.
- Using a name that doesn’t match your ID could lead to verification issues during transactions. Be prepared to explain the situation if this happens.